Dental Insurance

Clarkson University offers a dental plan to its employees in partnership with Delta Dental.

Enrolling and Changing Your Dental Coverage

Employees would be able to either enroll within 2 weeks of hire, during the annual open enrollment or in case of a life-changing event. Employees have 30 days to submit a life-changing event (example:  marriage, divorce, birth/adoption of baby); once the 30 days have passed, employees need to wait for annual open enrollment.

Member ID cards are not mailed but can be printed on the website.

Delta Dental

www.deltadental.com 
1-800-932-0783

PPO Base Plan

• Deductibles – Single $25 / Family $50
• Plan Year Benefit Maximum - $1,000 per person on plan 
  • All claims will be processed up to that amount for each person then the member would pay anything over that amount at 20% or 40% major procedures.
• Includes:
  • Preventative and Diagnostic coverage at 100% 
    • Does not apply to plan year benefit maximum and no deductible.
  • Does not apply to plan year benefit maximum and no deductible.
  • Basic Dental Procedures covered at 80%
  • Major Dental Procedures covered at 60%
  • Plan Year Carry Over – if you have gone for both preventative/diagnostic appointments (2 cleanings/1 x-ray annually within plan year) you can carry over $250 of the unused $1,000 per person and can be done for up to three years ($1,000/$1,250/$1,500/$1,750) with no break in coverage.

PPO Bup-up Plan

• Deductibles – Single $25 / Family $50
• Plan Year Benefit Maximum - $1,500 per person on plan 
  • All claims will be processed up to that amount for each person then the member would pay anything over that amount at 20% or 40% major procedures.
• Includes:
  • Preventative and Diagnostic coverage at 100% 
    • Does not apply to plan year benefit maximum and no deductible.
  • Basic Dental Procedures covered at 80%
  • Major Dental Procedures covered at 60%
  • Orthodontic covered at 50% with $1,500 lifetime maximum for dependent children up to age 19
  • Plan Year Carry Over – if you have gone for both preventative/diagnostic appointments (2 cleanings/1 x-ray annually within plan year) you can carry over $250 of the unused $1,500 per person and can be done for up to three years ($1,500/$1,750/$2,000/$2,250) with no break in coverage.

Delta Dental Base Plan Highlights

Delta Dental Buy-Up Plan Highlights